Humber/Ontario Real Estate Course 3 Exam Practice

During the requisition period, if a buyer's lawyer objects due to an improper severance under the Planning Act, this is considered:

1. A deficiency notice

2. A matter of title objection

3. A root of title objection

4. An encumbrance

5. A zoning dispute

6. An easement issue

The correct answer is: A matter of title objection

The scenario describes a situation where a buyer's lawyer raises concerns about an improper severance under the Planning Act during the requisition period, which is a time when the buyer can review the property's title and related issues before completing the transaction. The correct answer reflects that this objection is classified as a matter of title objection. Title objections arise when there are concerns related to the legal rights of ownership of the property, which is exactly what happens when there is an issue pertaining to severance. Severance is related to the division of land into lots and involves compliance with local planning regulations. If the severance does not comply with the Planning Act, this fundamentally questions whether the buyer can legally own or develop the property as intended. In contrast, the other options focus on different issues: deficiency notices relate to incomplete information on the title, root of title objections concern the history of the title or claims that could affect ownership, encumbrances typically refer to claims or liabilities attached to the property (like mortgages), zoning disputes are related to land usage rather than ownership, and easement issues involve the right to use part of someone else's land for a specific purpose. Each of these does not specifically address the legal implications surrounding improper severance, making "a matter of title